Cities in North Carolina
We cover 549 Census places in North Carolina, listed largest first. Every page carries the sourced North Carolina lending rules that apply to borrowers there.
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All places in North Carolina
- Charlotte 911,311
- Raleigh 482,295
- Greensboro 302,296
- Durham 296,186
- Winston-Salem 252,975
- Fayetteville 209,749
- Cary 180,010
- Wilmington 122,698
- High Point 116,926
- Concord 110,119
- Asheville 95,056
- Greenville 90,053
- Gastonia 83,942
- Jacksonville 72,879
- Apex 72,225
- Huntersville 64,688
- Chapel Hill 62,043
- Burlington 60,032
- Kannapolis 59,321
- Wake Forest 54,337
- Rocky Mount 54,245
- Mooresville 53,721
- Wilson 47,833
- Holly Springs 46,271
- Hickory 44,415
- Fuquay-Varina 43,817
- Indian Trail 42,854
- Monroe 37,797
- Salisbury 36,319
- Garner 35,265
- Goldsboro 33,469
- Cornelius 33,139
- New Bern 32,226
- Sanford 32,064
- Morrisville 31,703
- Matthews 30,934
- Leland 30,542
- Statesville 30,220
- Clayton 30,216
- Kernersville 28,016
- Mint Hill 27,815
- Asheboro 27,726
- Thomasville 27,435
- Waxhaw 23,073
- Clemmons 22,159
- Shelby 22,010
- Carrboro 21,103
- Knightdale 20,275
- Mebane 20,212
- Harrisburg 19,883
- Lexington 19,840
- Boone 19,811
- Kinston 19,411
- Lumberton 19,121
- Elizabeth City 18,948
- Pinehurst 18,449
- Mount Holly 18,373
- Graham 18,354
- Lenoir 18,238
- Hope Mills 17,973
- Morganton 17,708
- Stallings 17,212
- Albemarle 16,936
- Southern Pines 16,728
- Havelock 16,500
- Belmont 15,515
- Hendersonville 15,466
- Eden 15,332
- Laurinburg 15,021
- Henderson 14,857
- Roanoke Rapids 14,669
- Reidsville 14,585
- Davidson 14,521
- Wendell 14,400
- Weddington 14,080
- Lewisville 14,002
- Newton 13,399
- Smithfield 12,468
- Lincolnton 12,128
- Archdale 12,084
- Kings Mountain 11,823
- Elon 11,520
- Spring Lake 11,507
- Rolesville 11,297
- Pineville 11,153
- Summerfield 11,150
- Tarboro 10,859
- Winterville 10,821
- Waynesville 10,667
- Mount Airy 10,610
- Morehead City 9,863
- Hillsborough 9,757
- Washington 9,683
- Gibsonville 9,496
- Aberdeen 9,488
- Oak Island 9,480
- Zebulon 9,401
- Wesley Chapel 9,280
- Oxford 8,972
- Rockingham 8,890
- Conover 8,635
- Dunn 8,581
- Black Mountain 8,530
- Clinton 8,320
- Roxboro 8,212
- Fletcher 8,158
- Butner 8,108
- Siler City 8,043
- Woodfin 8,012
- Brevard 7,847
- Kill Devil Hills 7,778
- Oak Ridge 7,776
- King 7,561
- Marion 7,493
- St. James 7,443
- Forest City 7,387
- Mills River 7,337
- Angier 7,283
- Trinity 7,155
- Unionville 7,087
- Selma 7,012
- Carolina Beach 6,826
- Marvin 6,813
- Boiling Spring Lakes 6,658
- Cherryville 6,278
- Dallas 6,156
- Mocksville 6,147
- Stokesdale 6,016
- Walkertown 5,950
- Hamlet 5,928
- Locust 5,854
- Nashville 5,737
- Bessemer City 5,625
- Cramerton 5,496
- Archer Lodge 5,365
- Whispering Pines 5,320
- Carolina Shores 5,307
- Long View 5,207
- Shallotte 5,171
- Holly Ridge 5,170
- Ayden 5,092
- Pleasant Garden 5,057
- Williamston 5,051
- Creedmoor 5,026
- Sawmills 5,025
- Midway 4,948
- Wadesboro 4,935
- Midland 4,930
- Granite Falls 4,914
- Pittsboro 4,839
- Beaufort 4,804
- Surf City 4,781
- Erwin 4,739
- Valdese 4,699
- Weaverville 4,693
- Lillington 4,692
- Whiteville 4,677
- Randleman 4,674
- Ranlo 4,664
- Ahoskie 4,651
- Boiling Springs 4,637
- China Grove 4,572
- Farmville 4,546
- Raeford 4,544
- Sunset Beach 4,544
- Newport 4,494
- Edenton 4,485
- Canton 4,418
- Benson 4,401
- Southport 4,377
- Wingate 4,342
- North Wilkesboro 4,338
- Franklin 4,328
- Spindale 4,284
- Mount Olive 4,261
- Swansboro 4,137
- Trent Woods 4,106
- Elkin 4,088
- Stanley 4,065
- Troutman 3,980
- Emerald Isle 3,966
- Maiden 3,845
- Landis 3,803
- Lowell 3,794
- Hudson 3,767
- Jamestown 3,721
- Kitty Hawk 3,713
- Gamewell 3,704
- Fairview 3,699
- Rutherfordton 3,685
- Eastover 3,684
- Tabor City 3,670
- Wilkesboro 3,661
- Flat Rock 3,563
- Rural Hall 3,513
- Lake Park 3,504
- Wallace 3,472
- Red Oak 3,425
- Burgaw 3,415
- Mineral Springs 3,379
- Spencer 3,354
- Green Level 3,293
- Louisburg 3,269
- Elizabethtown 3,265
- Windsor 3,250
- Bermuda Run 3,239
- Plymouth 3,204
- Wallburg 3,188
- Nags Head 3,142
- Red Springs 3,142
- Southern Shores 3,138
- Granite Quarry 3,068
- Yadkinville 3,018
- Troy 2,952
- Carthage 2,951
- River Bend 2,921
- La Grange 2,868
- Pembroke 2,832
- Wilson's Mills 2,820
- Warsaw 2,735
- Franklinton 2,718
- Wentworth 2,715
- Liberty 2,704
- Cajah's Mountain 2,698
- Tobaccoville 2,696
- Sylva 2,668
- Marshville 2,660
- Swepsonville 2,535
- Four Oaks 2,530
- Grifton 2,507
- Norwood 2,462
- Mayodan 2,452
- Calabash 2,433
- Belville 2,427
- Wrightsville Beach 2,420
- Richlands 2,415
- Murfreesboro 2,371
- Rockwell 2,370
- Haw River 2,348
- Jonesville 2,326
- Laurel Park 2,299
- Youngsville 2,291
- Pine Level 2,277
- Taylorsville 2,273
- Cape Carteret 2,270
- Polkton 2,268
- Coats 2,261
- Mars Hill 2,222
- Oakboro 2,218
- Fairmont 2,203
- Spruce Pine 2,191
- Kure Beach 2,156
- Madison 2,156
- Maxton 2,114
- St. Pauls 2,056
- Yanceyville 2,002
- Hertford 1,980
- Sparta 1,894
- Badin 1,864
- Biscoe 1,852
- Cedar Point 1,814
- Enfield 1,798
- Ramseur 1,785
- Drexel 1,759
- Mount Pleasant 1,748
- Sharpsburg 1,747
- Maggie Valley 1,744
- Andrews 1,737
- Navassa 1,737
- Claremont 1,729
- Hemby Bridge 1,711
- Hildebran 1,678
- Stanfield 1,659
- Murphy 1,657
- Kenly 1,642
- Jefferson 1,635
- Bladenboro 1,634
- Burnsville 1,623
- Manteo 1,610
- East Spencer 1,607
- Tryon 1,606
- Scotland Neck 1,598
- Walnut Cove 1,598
- Denton 1,556
- Chadbourn 1,544
- Connelly Springs 1,538
- Pinebluff 1,536
- Glen Alpine 1,525
- Bryson City 1,510
- Snow Hill 1,470
- Dobson 1,463
- Princeton 1,461
- Biltmore Forest 1,435
- Pilot Mountain 1,431
- Pine Knoll Shores 1,426
- Atlantic Beach 1,407
- Belhaven 1,406
- Bethel 1,399
- Lake Lure 1,387
- Clyde 1,383
- Weldon 1,383
- Rose Hill 1,381
- Foxfire 1,376
- Blowing Rock 1,353
- Broadway 1,345
- Stoneville 1,335
- West Jefferson 1,334
- Spring Hope 1,333
- Stedman 1,296
- Princeville 1,281
- Lake Waccamaw 1,255
- Robbins 1,254
- Franklinville 1,240
- Robersonville 1,218
- Rutherford College 1,217
- Elm City 1,214
- Boonville 1,201
- Fremont 1,199
- Pinetops 1,193
- Mount Gilead 1,178
- Roseboro 1,155
- Beulaville 1,138
- Banner Elk 1,130
- Dortches 1,113
- Highlands 1,110
- Walnut Creek 1,098
- Columbus 1,097
- Brunswick 1,070
- North Topsail Beach 1,069
- Lucama 1,046
- Alamance 1,028
- Bayboro 1,026
- Vass 1,018
- Stem 1,015
- Northwest 1,005
- Rhodhiss 985
- Ocean Isle Beach 980
- Cooleemee 975
- Gaston 974
- Holden Beach 939
- Middlesex 939
- McAdenville 920
- Montreat 919
- Norlina 915
- Oriental 897
- Rowland 889
- Cleveland 879
- Vanceboro 877
- Belwood 875
- Garysburg 865
- Magnolia 855
- Rich Square 855
- Ellerbe 843
- White Lake 842
- Maysville 841
- Faith 838
- Star 822
- Warrenton 822
- Candor 819
- Old Fort 818
- Grover 813
- Marshall 807
- Faison 798
- Red Cross 798
- Peletier 791
- Kenansville 763
- Stantonsburg 757
- Alliance 751
- Chocowinity 749
- Duck 744
- Rosman 744
- Ellenboro 739
- Fair Bluff 737
- Newland 721
- Conway 720
- Catawba 719
- Pikeville 719
- Aulander 717
- Grantsboro 712
- Bogue 708
- Black Creek 690
- Sedalia 685
- Dobbins Heights 684
- Taylortown 676
- Kingstown 666
- Beech Mountain 658
- Wade 647
- Saluda 643
- East Bend 637
- Whitakers 637
- Fallston 636
- New London 631
- High Shoals 614
- Wagram 609
- Richfield 604
- Winton 604
- Misenheimer 603
- Clarkton 602
- Columbia 602
- Garland 601
- Whitsett 593
- Patterson Springs 584
- Greenevers 580
- Newton Grove 578
- Bailey 577
- Harmony 577
- Lawndale 577
- Winfall 569
- Robbinsville 563
- Ossipee 557
- Elk Park 549
- Littleton 543
- Minnesott Beach 539
- Hot Springs 538
- Varnamtown 538
- Woodland 530
- Polkville 523
- Seaboard 516
- Micro 508
- Parkton 501
- Topsail Beach 497
- Hayesville 478
- Roper 476
- Teachey 472
- Salemburg 456
- Bakersville 455
- Pink Hill 455
- Aurora 451
- Gibson 445
- Ansonville 443
- Ronda 441
- Brookford 431
- Sandyfield 430
- St. Helena 430
- Arapahoe 427
- Lattimore 423
- East Arcadia 414
- Hookerton 414
- Jackson 413
- Hoffman 412
- Jamesville 410
- Lewiston Woodville 407
- Macclesfield 406
- Staley 406
- Simpson 401
- Grimesland 399
- Caswell Beach 396
- Bolton 391
- Fountain 391
- Lilesville 391
- Cove City 387
- Webster 387
- Peachland 386
- Washington Park 382
- Falcon 381
- Sugar Mountain 377
- Bostic 361
- Bunn 361
- Bridgeton 357
- Bethania 355
- Ruth 355
- Dover 352
- Saratoga 350
- Stovall 344
- Sims 338
- Atkinson 336
- Calypso 329
- Morven 327
- Seven Devils 315
- Waco 315
- Forest Hills 313
- Casar 305
- Mooresboro 300
- Sandy Creek 300
- Cedar Rock 298
- Hamilton 295
- Bald Head Island 281
- Momeyer 280
- Rennert 280
- Pollocksville 271
- Castalia 270
- Dublin 262
- Oak City 262
- Cofield 261
- Hobgood 261
- Gatesville 260
- Cameron 258
- Vandemere 251
- Goldston 250
- Parmele 246
- Bath 242
- Trenton 241
- Seagrove 240
- Indian Beach 228
- Bolivia 227
- Stonewall 216
- Dillsboro 214
- Turkey 214
- Watha 210
- Colerain 206
- Earl 206
- Creswell 202
- Kelford 202
- Conetoe 199
- Walstonburg 195
- Danbury 186
- Severn 182
- Powellsville 179
- Askewville 177
- Roxobel 174
- Autryville 171
- Love Valley 165
- Boardman 163
- Pantego 163
- Halifax 161
- Harrells 159
- Godwin 156
- Milton 154
- Everetts 149
- Mesic 148
- Crossnore 146
- Chimney Rock Village 140
- Linden 138
- Cerro Gordo 137
- Lansing 128
- Kittrell 127
- Proctorville 120
- Marietta 107
- Macon 104
- Middleburg 103
- Norman 98
- Grandfather Village 95
- McDonald 92
- Tar Heel 90
- McFarlan 89
- Bear Grass 84
- Lumber Bridge 82
- Harrellsville 79
- Speed 65
- Raynham 63
- Como 62
- Orrum 59
- Lasker 58
- Seven Springs 57
- Falkland 49
- Hassell 47
- Lake Santeetlah 41
- Leggett 37
- Fontana Dam 11
Frequently asked questions
Why is there a page for my city?
Because borrowing rules are state-level while loan pricing is borrower-level, a city page is the fastest way to see both: the sourced lending rules for your state and the population context for your area.
Do lenders offer different rates by city?
Generally no. A licensed lender applies the same pricing model across a state. Your rate is driven by your credit profile, income and debt-to-income ratio, not by the city you live in.